Banking, Financial Services & Insurance
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Banking, Financial Services & Insurance

Financial services runs on relationships.
Most CRMs were not built for them.

FCA-compliant data architecture, advisor-client relationship tracking, and multi-product cross-sell visibility -- designed for regulated financial services globally.

FCA-ready
Audit trail design
360 view
Advisor-client CRM
Multi-product
Cross-sell pipeline
Zero breach
Compliance record

Banking, Financial Services & Insurance — the reality

"Financial services firms manage relationships where trust, compliance, and data accuracy are commercially critical. A CRM that loses advisor notes, misses renewal dates, or fails a regulatory audit is not just an IT problem -- it is a liability."

Retail Banking Wealth Management Insurance FCA Compliance Advisor CRM Renewal tracking

Challenges

What Financial Services teams tell us every week

Advisor relationships tracked in spreadsheets

Advisor relationships tracked in spreadsheets

Client meeting notes, product holdings, and next actions scattered across email and Excel. No single record when an advisor leaves the firm.

CRM cannot produce a regulatory audit trail

CRM cannot produce a regulatory audit trail

Suitability records, advice logs, and client consent are not captured in a regulator-ready format. Every audit creates a week of manual data gathering.

No visibility into multi-product relationships

No visibility into multi-product relationships

A client holds a mortgage, investment account, and life policy with three different teams. Nobody has the full picture. Cross-sell is invisible.

Renewals missed because CRM does not flag them

Renewals missed because CRM does not flag them

Insurance renewals, investment review dates, and mortgage terms end without automatic surfacing. Clients leave before the conversation starts.

Our approach

How Celumai works in financial services

01

Compliance architecture first

We design the audit trail, consent management, and data retention framework before configuring any CRM feature. Compliance is not retrofitted -- it is the foundation.

02

Advisor-client data model

We design relationship hierarchies that reflect how financial services actually works -- households, legal entities, advisors, products -- not generic CRM account and contact models.

03

Multi-product cross-sell visibility

Every client interaction is logged against a unified profile. Cross-sell opportunities surface automatically based on life events, product gaps, and relationship maturity.

04

Regulatory reporting built in

FCA, MAS, APRA, and SEC reporting requirements are mapped to CRM fields before go-live. Reports that previously took days to prepare run in minutes.

⚖️

Regulatory context

We design CRM architectures that satisfy FCA COBS and SYSC requirements for UK financial services, MAS Technology Risk Management Guidelines for Singapore, APRA CPS 234 for Australian institutions, SEC and FINRA record-keeping obligations for US clients, and GDPR and UK GDPR data subject rights across all regions.

Case study
Banking, Financial Services & Insurance — client result
6 hours

FCA audit response time reduced from 3 weeks to 6 hours

A UK wealth management firm failed an FCA audit because their CRM could not produce suitability records on demand. We redesigned the data architecture and compliance workflows. Their next audit was completed in 6 hours.

3 wks->6 hrs
Audit response time
100%
Suitability records captured
FCA
Audit passed first time

"Celumai designed a CRM architecture that made our next FCA audit straightforward. Every suitability record, advice log, and consent trail available in one query."

Ch
Chief Compliance Officer
UK Wealth Management Firm

FAQ

Financial Services CRM questions answered

Everything you need to know about CRM in Banking, Financial Services & Insurance.

Free assessment

Start your financial services CRM project

Tell us your compliance requirements and relationship management challenges. We will respond within 24 hours.

We respond within 24 hours
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Fixed-price options available
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